Official Document

Terms and Conditions mbiwallet –
Platform Usage Guide

Please read this document carefully before using the mbiwallet platform. These terms and conditions outline the rights, responsibilities, and protections enjoyed by every mbiwallet member.

Last updated: January 2026 Language: Malay (Malaysia) Version: 3.2

Key Things You Need to Know

Before reading the full document, here are the six core points that affect your mbiwallet account usage every day.

Minimum Age 18 Years

Only individuals aged 18 and above are permitted to register and use mbiwallet services, without exception.

One Account Per User

Each individual is only permitted to hold one active account. Multiple accounts may result in permanent account termination.

Clear Bonus Terms

All bonuses are subject to clearly stated wagering requirements. Read the terms of each promotion before claiming it.

Withdrawal to Own Name

Withdrawals are only processed to a bank account registered under the same name as the mbiwallet account holder.

Your Account Security

You are responsible for keeping your password confidential. Contact support immediately if you suspect unauthorized access.

Fraud & Hacking Prohibition

Any attempt at fraud, system manipulation, or unfair collusion will result in immediate account freezing.

Terms last updated: 1 January 2026

Important Note: By registering or using the mbiwallet platform, you are deemed to have read, understood, and agreed to be bound by all terms and conditions stated in this document. If you do not agree with any part, please discontinue use of the platform.

1Acceptance of Terms

These Terms and Conditions constitute a legally binding agreement between you ("User" or "Member") and mbiwallet ("Platform", "We"). This document takes effect as soon as you complete the account registration process or begin using any service provided by mbiwallet.

Your continued use of the mbiwallet platform after any amendment to these terms will be considered your acceptance of the updated terms. It is your responsibility to review this page periodically to ensure you are always aware of the latest terms in effect.

Reminder: This document contains important terms regarding your rights and responsibilities. If you require further clarification on any section, contact the mbiwallet support team via Live Chat, available 24 hours a day, 7 days a week.

2Account Eligibility

To register and use the mbiwallet platform, you must meet all of the following eligibility requirements without exception:

  • Aged 18 years and above on the date of registration
  • Citizens or permanent residents located in geographic regions permitted by mbiwallet
  • Have never been banned or prohibited from using mbiwallet services previously
  • Registering under your own name and not on behalf of a third party
  • Not included in any self-exclusion list enforced by the relevant authority

Mbiwallet reserves the right to request proof of age at any time and to verify your eligibility periodically. Failure to provide satisfactory proof within the specified timeframe may result in the suspension or closure of your account.

One Account Per Individual

Each individual is only permitted to own and operate one active account on the mbiwallet platform. Holding multiple accounts — whether under the same name, different email addresses, different phone numbers, or any other method — is strictly prohibited. mbiwallet uses advanced detection technology to identify attempts to create duplicate accounts. If detected, all associated accounts will be suspended and any existing balance may be forfeited.

3Registration & KYC Verification

During registration, you are required to provide accurate, complete, and up-to-date information. mbiwallet implements a Know Your Customer (KYC) process as part of our commitment to platform security and anti-money laundering compliance.

Documents Required for KYC

  • National Identity Card (MyKad) or valid passport
  • Proof of current address (not older than 3 months) – bank statement, utility bill, or other official document
  • Selfie holding your identity document (in certain cases)
  • Bank statement for payment method verification purposes (if required)

The KYC review process is typically completed within 24 business hours. During the review period, the withdrawal function may be temporarily restricted. All submitted documents are handled with full encryption and stored securely in accordance with mbiwallet's privacy policy.

Information: The KYC process is in place to protect you and ensure no other party can access or withdraw funds from your account. This is a security measure we implement for the benefit of all mbiwallet members.

4Deposits & Withdrawals

Deposit Policy

Mbiwallet accepts deposits via multiple supported payment methods including FPX bank transfer, Touch 'n Go eWallet, and other approved e-wallets. All deposits are processed in Malaysian Ringgit (MYR) and credited to your account within seconds upon confirmation.

  • Minimum deposit: MYR 30 (subject to the selected payment method)
  • Maximum deposit: Subject to limits set according to account tier
  • Mbiwallet does not charge any fees for deposits
  • Deposits must be from a legitimate source and in the name of the registered member

Withdrawal Policy

Withdrawals from your mbiwallet account are processed quickly and efficiently. The average withdrawal time to a Malaysian bank account is within 15 minutes of approval. The following withdrawal conditions must be observed:

  • Withdrawals are only permitted to a bank account registered under the same name as the mbiwallet account holder
  • KYC verification must be completed before your first withdrawal is processed
  • Minimum withdrawal: MYR 50 for standard bank transfers
  • Maximum daily withdrawal: Depends on account level and VIP status
  • Any deposit that has not yet met the wagering requirements of an active bonus is ineligible for withdrawal until those requirements are fulfilled

Important: mbiwallet reserves the right to request additional documents before approving a withdrawal for security verification purposes. This is a standard procedure followed to protect your account and funds from unauthorized access.

5Bonuses & Promotions

Mbiwallet offers a variety of bonuses and promotions from time to time as a token of appreciation for loyal members and a welcome to new members. Each bonus is subject to specific terms and conditions stated alongside the respective offer.

Wagering Requirements

Most bonuses offered by mbiwallet come with wagering requirements. This means you must wager the bonus amount (or deposit + bonus) a specified number of times before the balance can be withdrawn. The wagering requirements for each promotion are clearly stated on the respective promotions page.

  • Welcome Bonus: Wagering requirements are stated on the promotions page
  • Reload Bonus: Subject to varying wagering requirements depending on the bonus type
  • Cashback: Generally not subject to wagering requirements – check the specific terms of each offer
  • Referral Bonus: Credited after the referred friend meets the specified minimum requirements

Bonus Abuse Prohibition

Mbiwallet has a detection system that monitors suspicious betting patterns. Any attempt to manipulate or abuse the bonus system — including but not limited to systematically placing low-risk back-and-lay bets to meet wagering requirements — will result in bonus cancellation and potential account suspension.

Tip: Always read the terms of each promotional offer before claiming it. If you are unsure about any condition, ask the mbiwallet support team via Live Chat before claiming the bonus.

6Game Rules

All games on the mbiwallet platform — including slots, Live Casino, Sports Betting, Betting, and Fish Shooting Games — have their own rules that all players must follow. Specific rules for each game can be found within the respective game interface.

Game Results

All game outcomes are final and not subject to dispute, except in cases of verified technical failure confirmed by mbiwallet. mbiwallet uses a certified random number generator (RNG) to ensure every slot game round is independent and fair.

Technical Failure

In the event of a technical disruption during your gaming session, mbiwallet will endeavour to restore the game state to the last recorded position. If restoration is not possible, the affected bets will be returned to your account balance. Any winnings arising from a clear technical failure are void and ineligible for withdrawal.

7Account Security

You are solely responsible for maintaining the confidentiality of your account login credentials, including your username and password. mbiwallet shall not be liable for any losses arising from unauthorized use of your account due to your own negligence.

  • Do not share your password with anyone, including mbiwallet support staff
  • Use a strong password combining uppercase letters, lowercase letters, numbers, and symbols
  • Enable two-factor authentication (2FA) for added protection
  • Log out after every session, especially on shared devices
  • Contact support immediately if you suspect any suspicious activity on your account

Security Warning: mbiwallet will never ask for your password via email, SMS, or Live Chat. If you receive any such request, it is a fraudulent attempt. Report it to our security team immediately.

8Prohibitions & Restrictions

The following activities are strictly prohibited on the mbiwallet platform and may result in disciplinary action, including immediate account freezing and balance forfeiture:

  • Using bots, automated scripts, or any tools that assist gameplay unfairly
  • Player collusion in Live Casino or table games
  • Transferring funds between player accounts to circumvent active bonus wagering requirements
  • Registering multiple accounts to claim the welcome bonus more than once
  • Using funds obtained through illegal means to make deposits
  • Any form of money laundering through the mbiwallet platform
  • Accessing the platform from regions restricted by mbiwallet using a VPN or proxy
  • Selling, transferring, or auctioning your mbiwallet account to another party

Mbiwallet reserves the right to investigate any account suspected of violating the above prohibitions and to take appropriate action without prior notice, including reporting suspicious activity to the relevant authorities.

9Privacy & Data Protection

Mbiwallet regards your privacy as a priority. All personal data you provide during registration and use of the platform is handled in accordance with the mbiwallet Privacy Policy, which complies with Malaysia's Personal Data Protection Act 2010 (PDPA).

Your data is stored on servers protected with industry-grade encryption and will not be shared, sold, or transferred to third parties without your consent, except where required by law. You have the right to access, correct, or request deletion of your personal data at any time by contacting our support team.

For more information on how we handle your data, please refer to Privacy Policy our complete.

10Responsible Gaming

Mbiwallet is committed to promoting responsible gaming practices among all members. We provide a range of tools and resources to help you maintain control over your gaming habits:

  • Deposit Limit: Set daily, weekly, or monthly deposit limits based on your budget
  • Loss Limit: Set the maximum amount you are willing to lose within a given period
  • Session Limit: Set a maximum time limit for each gaming session
  • Self-Exclusion: Temporarily suspend your account for anywhere between 24 hours and 6 months
  • Permanent Account Closure: Permanently close your account if you feel it is necessary to do so

If you or someone you know is experiencing gambling-related issues, please contact the mbiwallet support team or seek professional help from a relevant organization. For more information, visit the Responsible Gaming ours.

Please Note: Gaming should be entertainment, not a source of stress. Play within your means and never use funds needed for daily expenses as your gaming budget.

11Account Suspension & Closure

Mbiwallet reserves the right to suspend or close any member's account at any time for the following reasons:

  • Violation of any terms and conditions stated in this document
  • Fraud, money laundering, or any other illegal activity
  • Failure to verify identity or submit the requested KYC documents
  • Account usage by ineligible parties, including minors
  • Upon request by law enforcement agencies or regulatory authorities

Account Closure Upon Member Request

You may close your mbiwallet account at any time by contacting our support team via Live Chat. Before closure is processed, any eligible balance in your account will be returned to you once all required security checks have been completed.

12Amendment of Terms and Conditions

Mbiwallet reserves the right to update or amend these Terms and Conditions at any time without prior notice. However, we endeavor to inform members of any significant changes via in-platform notifications or registered email.

The latest version of the Terms and Conditions will always be displayed on this page along with the most recent update date. Continued use of the mbiwallet platform after any amendment takes effect will be considered your acceptance of the updated terms.

If you have any questions or need further clarification on these Terms and Conditions, the mbiwallet customer support team is available to assist you 24 hours a day, 7 days a week via Live Chat on our platform.

Document Version: This document (Version 3.2) takes effect from 1 January 2026 and supersedes all previous versions. For your personal records, you may save a copy of this page at any time.

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